Thick And Creamy Whipped Chocolate Milk
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Youโre not ready for this version of chocolate milk! Made in 5 minutes with 5 ingredients, enjoy creamy, chocolatey goodness at home whenever you like. Whipped chocolate is piped over milk, then topped with marshmallows for extra indulgence. Truly a chocolate loverโs dream come true!

The whole family is obsessed with chocolate, so I make sure thereโs always a chocolatey treat available at home. From chocolate chip cookies and chocolate cake to mint chocolate pudding and hot chocolate, the chocolate rotation never stops in our kitchen. So when I stumbled across whipped chocolate milk, it was a no-brainer. Itโs rich, fluffy, and so easy to make.
Whether served warm and cozy or cold and frothy, itโs quickly become one of our most-requested chocolate fixes. Enjoy it curled up in your favorite blanket on a chilly day, have it cold for a sweet escape in summer, or serve it up at your next weekend brunch for major โthis is the best chocolate milk everโ energy.
Why Youโll Love This Recipe
- Quick and easy: Ready in 5 minutes or less.
- Homemade goodness: Enjoy a cafe quality drink at home using ingredients you feel good about.
- Delicious hot or cold
- Lower sugar option: You control the sweetness! Use your preferred sweetener or reduce sugar to suit your taste or health goals.
- Crowd favorite: Whimsical enough for kids to love, but decadent enough to satisfy grown-up cravings.
- Customizable: So many ways to make this your own! Mix in flavored syrups, a dash of spice, or even a shot of espresso.
How to Make Chocolate Milk
If you have these simple ingredients – milk, whipping cream, cacao powder, and your choice of sweetener (plus optional mini marshmallows) – then youโre in for a treat! This is my favorite take on the classic chocolate milk and itโs the easiest, too. Perfect for busy days!
Scroll to the bottom of this post for a printable recipe card with a full list of ingredients, measurements, and step-by-step instructions.
Ingredients You Need
- Milk: I love using whole milk for the creamiest texture, but feel free to use whatever kind you prefer, including raw milk. Just keep in mind that skim or low-fat milk wonโt give you the same thick, velvety result.
- Whipping cream: Chill your bowl and beaters before whipping the cream for quicker, fluffier results.
- Cacao powder: I use either cacao or cocoa powder. Make sure to sift before mixing to avoid clumps.
- Sweetener: Liquid sweeteners like honey or maple syrup mix better with whipping cream and help keep the texture light.
- Mini marshmallows: The sugar-free option from ChocZero is a great choice, but you can also use regular or my favorite, homemade with honey and gelatin! If you make them homemade, just cut the marshmallows into a mini size.
Step-By-Step Instructions
To make the perfect whipped chocolate milk, simply whisk the cream, cacao powder, and sugar until fluffy, then pipe it over a glass of cold or warm milk for an indulgent, chocolatey treat thatโs as fun to make as it is to sip. Follow the instructions below to get started!
Step 1: Make the whipped chocolate cream
In a mixing bowl, combine the whipping cream, cocoa powder, and sugar. Use an electric hand mixer or stand mixer with the whisk attachment to beat for a few minutes until thick and fluffy.
Step 2: Prep the milk
If you want warm milk, heat it in a small saucepan over medium-low heat now. Otherwise, divide the milk evenly between two glasses.
Step 3: Pipe the chocolate over the milk
Use a piping bag or snip the corner of a zip-top bag and pipe the whipped chocolate cream over the milk, or simply spoon it on.
Step 4: Garnish and serve
Garnish with mini marshmallows and serve immediately.
Substitutions
If you donโt have all the ingredients on hand, donโt worry! This recipe is flexible, and there are plenty of substitutions you can make to fit what youโve got in your pantry. Here are some ideal swaps you can try!
- Milk: Use oat, almond, or whole lactose-free milk for a similar result. For a more indulgent drink, try half-and-half.
- Cacao powder: Unsweetened cocoa powder works just as well. For a sweeter or milder taste, try hot cocoa mix.
- Sweetener: Use sugar, or go for 0-calorie sweeteners like Stevia, monk fruit, and erythritol.
- Mini marshmallows: Substitute with marshmallow fluff, large marshmallows cut in half, or whipped cream.
Expert Tips
- Donโt over-whip the cream: Whip just until soft to medium peaks form. Overwhipping can turn the cream grainy or buttery, and it wonโt float as nicely on top of your milk.
- Balance the chocolate: Cacao powder is rich and slightly bitter, so taste your whipped mixture as you go. If itโs too intense, add a touch more sweetener. If itโs too sweet, add a pinch of salt or a tiny splash of espresso to balance it.
- Customize the flavor: Add a drop of vanilla, peppermint, hazelnut, or almond extract to your cream or milk for a fun twist. You can even swirl in a little espresso or instant coffee for a mocha vibe.
- Make it party-ready: Serve chocolate milk in mini glasses with whipped cream and sprinkles for a fun dessert drink at parties or gatherings. You can also top the drink with chocolate shavings, crushed candy canes, or even a drizzle of caramel depending on the occasion.
- Stir before sipping: For the best balance of flavors, stir some of the whipped topping into the milk as you sip. It creates a silky, cafรฉ-style consistency and brings out the cocoa flavor.
- Turn it into a dessert: Make extra of the whipped chocolate topping, chill it for a bit longer, and serve it dolloped over cake, pancakes, or fresh fruit.
How to Store This Recipe
If you have leftover whipped chocolate cream, transfer it to an airtight container and store it in the refrigerator for up to 24 hours. Give it a gentle whisk or stir before using again, as it may deflate slightly over time.
The milk portion (if already mixed with the whipped topping) is best enjoyed fresh, but you can store it separately in a sealed container in the fridge for 2 to 3 days. To reheat, warm the milk gently on the stovetop or in the microwave until hot (but not boiling), then spoon the cold whipped chocolate cream on top for a hot-meets-cool, indulgent treat.
What to Serve with Chocolate Milk
Whipped chocolate milk is rich, creamy, and indulgent, so it pairs beautifully with light, buttery snacks or contrasting textures. Try serving it alongside a warm croissant, drop biscuits, or simple shortbread cookies to soak up the extra cream.
For cozy vibes, enjoy it with cinnamon sugar toast, banana bread, or a fresh-out-of-the-oven muffin. For a decadent dessert moment, serve it with a slice of coffee cake.
More Easy Chocolate Treats To Try
- Avocado chocolate mousse
- Sugar-free chocolate with almonds
- Spirulina chocolate energy bites
- Double chocolate mint chip chia pudding
- Brazil nut white chocolate
5-Ingredient Chocolate Milk Recipe
Ingredients
- 2 cups milk raw or type of your choice
- ยฝ cup whipping cream
- 2 tablespoons cacao powder or cocoa powder
- 2 teaspoons sweetener
- 2 portions mini marshmallows for garnish
Instructions
- In a mixing bowl, combine the whipping cream, cacao powder, and sugar. Use an electric hand mixer or stand mixer with the whisk attachment to beat for a few minutes until thick and fluffy.
- If you want warm milk, heat it in a small saucepan over medium-low heat now. Otherwise, divide the milk evenly between two glasses.
- Use a piping bag or snip the corner of a zip-top bag and pipe the whipped chocolate cream over the milk, or simply spoon it on.
- Garnish with mini marshmallows and serve immediately.
Notes
- Donโt over-whip the cream. Whip just until soft to medium peaks form.ย
- Taste your whipped mixture as you go. If itโs too intense, add a touch more sweetener. If itโs too sweet, add a pinch of salt or a tiny splash of espresso to balance it.
- Add a drop of your favorite flavored extract to the cream or milk for a fun twist. You can even swirl in a little espresso or instant coffee for a mocha vibe.
- Serve chocolate milk in mini glasses with whipped cream and sprinkles for a fun dessert drink at parties or gatherings.
- For the best balance of flavors, stir some of the whipped topping into the milk as you sip.
- Make extra of the whipped chocolate topping, chill it for a bit longer, and serve it dolloped over cake, pancakes, or fresh fruit.
Nutrition & Macros
To obtain the most accurate representation of the nutritional information in a given recipe, please calculate the nutritional information with the actual ingredients and amounts used, using your preferred nutrition calculator. Under no circumstances shall the this website and the author be responsible for any loss or damage resulting for your reliance on the given nutritional information.